Insurance 

Call your health insurance provider to confirm that Essentia Health is a contracted provider of services for your plan. Make sure you understand your benefits and your health plan's requirements. Ask about your financial responsibility and how much you will be responsible to pay. If you need a referral, please contact your physician and bring it with you to your appointment.

Medicare and Medicare Advantage plans that covered care at Essentia Health include:

• Original Medicare
• Medicare Advantage plans administered by
  • Blue Cross Blue Shield of Minnesota
  • Blue Cross Blue Shield of North Dakota
  • Humana group Medicare plans*
  • Medica
  • Security Health Plan (WI) or
  • UnitedHealthcare (UHC)

*Patients with any Humana group Medicare plan will be allowed to seek care at Essentia Health on an out-of-network basis through 2026. If you have a group Medicare plan, your insurance card will say “Humana Medicare (Employer PPO)” or “Humana Medicare (Group PPO)” at the top of the card.